Top 5 Apps for Personal Finance

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The task of managing money is not simple. It could be challenging to keep track of our expenditures and bank balances because many of us no longer balance our checkbooks. You could find it useful to track your expenditure with personal finance software that is connected to your bank account. These applications may help you manage your investment portfolio, watch your credit score, identify where you spend the most money, and keep track of impending bill payments. Even bill payments may be made straight from some applications.

We at decided to do all the legwork for you and try out a few of the personal money management and budgeting applications that are becoming more and more prevalent.

The best personal financial applications have been compiled by us for both Apple and Android users.

Get motivated to take charge of and arrange your financial world by reading our recommendations of the best personal finance apps below.

1. Mint

With the full-featured software Mint, you can manage your spending and check the status of your credit without paying anything.

The well-known personal finance software from Intuit, Mint, shows you your entire financial picture in one location. Mint retrieves your transactions when you attach your credit and debit cards to your account, classifies them, and displays how you spend your money. You can keep track of your expenses and payments and establish a budget that you can follow.

To keep track of your credit health, the site offers free access to your credit score as well as a summary of the components that go into it. Additionally, you may handle utility bills and keep track of your finances.

2. Personal Capital

An easy-to-use financial tool called Personal Capital allows you to keep track of and manage all of your financial accounts in one location.

All of your accounts may be readily integrated because they are already linked to over 14,000 financial institutions, and the app automatically gets data from all of your associated accounts.

In order to protect your data, Personal Capital additionally uses a two-step remote authentication procedure and bank-level security to confirm your identity and your device.

By importing transaction files, each individual transaction is reported. Cash, investments, credit cards, and loans are among the several categories into which transactions are automatically divided. If you want to, you may also define a date range and export your data.

3. Prism

Prism makes paying bills easier by enabling you to keep track of all your billing accounts in one location and sync them with thousands of billers.

Prism gives you a full view of your money by displaying all of your invoices and bank accounts in a single app. More than 11,000 billers, including major banks and even minor energy providers, are listed on the app. When you add your bills to the app, Prism keeps track of them automatically and notifies you when they are due in order to help you make timely payments.

By planning payments for the same day or several days in advance, you may pay your bills using the app. Prism removes the requirement to log onto many accounts in order to pay invoices.

4. Kubera

Kubera is a platform that allows you to keep track of whatever assets you hold, including traditional investments and cryptocurrencies, side by side so that you can view your complete assets in one spot.

For the majority of users who need to manually enter data, Kubera's spreadsheet-like interface is simple to use. Additionally, it provides user dashboards with beautiful visualizations and tracking features.

Kubera's usage of several backend connection methods makes it possible to connect to virtually any online account, from your bank to the API connections on your cryptocurrency wallet.

You may connect to well-known cryptocurrency wallets using Kubera, including those from Coinbase, Gemini, Ledger, Kraken, Binance, Binance.US, Polygon, Bittrex, and others. Additionally, you may link investing accounts with companies like Wealthfront, Vanguard, and Robinhood.

5. Mobills

Mobills' interactive budgeting charts, which allow you to view your expenditures at a glance, will certainly help those who are visually inclined.

Mobills categorizes your costs to help you monitor how your spending is changing in relation to your allocated amount. To control your spending as necessary, check the amount you have left to spend in each budget area.

The interactive charts in the Mobills budget planning software let you examine your financial situation and make modifications as necessary to achieve your longer-term financial objectives. You can check your current balance and spending limitations in one location by adding your credit cards to the app. To keep track of when your bills are due, you may also enter all of your bills and their due dates.


We reviewed various alternatives on the market and considered characteristics we believed were most essential to users in order to choose the top personal finance apps. We did not test every accessible app. Our top five alternatives were picked based on their features, monthly cost, availability of payment reminders, and other factors.

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